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barn yard, shed, barn
cows eating at barn

If you experience a loss that may be covered under a policy written with us:

  • Notify us or your agent as soon as possible. Protect the damaged property from further loss.

  • If repairs are required to do this, you must:
    1. Make only reasonable and necessary repairs to protect property, and
    2. Keep an accurate record of repair expenses. 

  • Take photos of the claimed loss and do not throw away anything that is being claimed. We have the right to view all damaged property claimed.

  • Cooperate with the investigation of the claim.

  • With property loss claims, get estimates for the repair and/or replacement of the damaged property.

  • Prepare an inventory of damaged personal property showing the quantity, description, actual cash value and amount of loss. Attach all bills, receipts and related items that would support the claimed loss.

What you will need:

1. Agent Name
2. Policy Number
3. Named Policyholder(s) 
4. Contact Phone Number 
5. Date of Loss
6. Type of Loss
7. Description of Loss

If a liability claim, also provide:

1. Claimants
2. Name(s)
3. Address
4. Phone Number

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